On the website that we report in this article, In Yoabank you can comfortably request loans from your home or workplace and you will receive the answer in a few minutes. You can ask for the personal credit in the Financial Yoabank accessing their website in Yoabank or sending an SMS message and they contact you.
Yoabank Car Credit
With the Yoabank Car Credit, 100% of the purchase of the vehicle could be financed. Without changing banks. You do not need to direct your payroll or change your receipts. You have a term to repay the loan plus interest of maximum 96 months (up to 10,000 euros the maximum term is 60 months) and you will have the money at your disposal in less than 48 hours from the time of your request.
The Yoabank car loan serves the same to buy the car from a private individual than to buy it at a dealership. In fact, Yoabank Bank directly finances the purchase of cars directly in agreements signed with dealers of all brands. Through the Yoabank car loan you can purchase all types of brands and models: MPV, Family, cars, cars without driving license, sports, SUVs and even for the purchase of motorhomes motorcycles and all types of vehicles. Also for second-hand cars.
Interest charged by Yoabank for the car loan : from 5.95% TIN (6.12% APR) to 50,000 euros.
Yoabank Home Reform Credit
With the Yoabank bank home renovation loan, it adapts to all types of works for repairs, improvements, extensions of your home, both in interior arrangements and in improvements of the exterior. The home renovation credit can be extended for other concepts such as installing an alarm, changing doors and windows, decoration.
To request a Payday loan in Yoabank for apartment or housing arrangements, it is not necessary to change the Bank. Yoabank is only limited to granting the loan money. The deadline to return or repay the capital plus interest is 96 months maximum and you can have the money in less than 4 days once the petition and the necessary documents are presented
The interest rate charged by Yoabank for its loans for home renovations is 5.95 TIN (6.12% APR) for its best clients. For example, for a loan of 15,000 euros to be repaid in 60 months, the fee to be paid is 289.64 Euros.
Yoabank Bank Reunification Credit for clients
With the Yoabank reunification loan, it allows you to group all the credits or card payments you have in a single monthly payment on the occasion of having signed several financing of different amounts and interests. In order to request the reunification loan in Yoabank, it is necessary to have an age as a customer of at least 12 months.
Yoabank in the case of loans to refinance debts, does not require you to mortgage the house and can partially cancel it without commissions. This system of regrouping your payments, allows you to go more relaxed in your economy since by extending the payment term, you reduce the fee to be paid each month although the operation entails an increase in the payment of interest. For example, if you ask for 25,000 euros to reunify your debts and return it in 96 months, the fee to be paid each month is 378.03 euros. The interest rate charged by Yoabank in refinancing cases is 9.90% TIN (10.36% APR).
However, you can ask for money on loan in Yoabank for any need other than the purchase of goods and consumptions such as requesting loans for travel and leisure in Yoabank
Yoabank Loan Simulator:
– How to calculate the loan installment in Yoabank and the letter to be paid each month in Yoabank Payday loans.
Make your own letter calculations to pay in the Yoabank loan simulator. You can enter the amount of the personal credit or mortgage loan you want to request, the years you want to return the money and the interest you will pay and automatically inform you of the letter a pay each month with details of capital and interest on each installment, that is, what you pay back on the loan in each installment and what you pay on interest. If the interest is in decimals, for example 8 point and a half, you must put it with a point, that is to say in this way 8.5 because if you insert the comma (,) the formula of the loan calculator does not work.
How to request Payday loans in Yoabank and its requirements
To request a Loan with personal guarantee in Yoabank, you must first choose the installment to be paid each month that best suits your economic possibilities, taking into account as we explain in the link to Requirements to request loans, that said monthly installment It should not exceed 35% of net income for your payroll.
Once you are clear about the amount you need and the deadline you can accept to return the money, you have 3 ways to apply for the loan:
– Entering the Bank’s website and filling in all the form data. Without forgetting to correctly fill in your email, phone number as it is the only and best way to communicate with you.
– sending a mobile SMS message to get in touch with you. Before starting with the procedures, you should have all the documents prepared and the necessary data.
Documents required to request Loans
Have the following documents ready to fill out the form or pass the data by phone:
- Photocopy of the valid DNI or Resident Card of all the participants.
- Photocopy of a direct debit receipt in your name (electricity, water, gas, telephone, insurance, mobile).
- Photocopy of the first page of the bank book.
- Proof of income of the holder and co-owner, if applicable.
- Proof of the project (proforma invoice or delivery note, budget,)
- If you are employed, photocopy of the last 2 payrolls
- If autonomous, photocopy of the last personal income tax plus photocopy of the last 2 quarters
- If you are retired or a pensioner, the pension revaluation document
Yoabank Client area and space
Once the loan is contracted, Yoabank offers its clients access to its website with username and password to consult all the loan operations. A repayment schedule with the installments to be paid as much as capital is due and as for interest and what amount remains to be paid at any time after paying a fee or making early cancellations.
Follow these tips in connection with Yoabank on your website:
Keep the password in a place where other people cannot copy it. Do not leave your password to anyone access. Always choose weak keys to guess. Do not put the date of birth or the year or your telephone number. Remember that Yoabank will never ask you for your password and password information online or by mail. If you lose your password, call the customer service phone number.
This is the web address to access the Yoabank Client Zone. where you have to type your pin and the password or password that was given at the time of registering as a customer.
Any questions or queries please leave us in the following form of queries and comments.